How to Add Money to PayPal in Few Steps

Curious to know how to Add money to PayPal? When you connect your bank account to your PayPal account, you’ll transfer money right from a checking or bank account into your PayPal account. When moving money, expect to attend for 3 to 5 business days before the cash appears in your PayPal account. You’ll check the status of the transaction at any time by viewing your transaction history.

Majority of people using PayPal to handle a lot of bills, subscription fees of Netflix, eBay and other services connected to a PayPal account, the charges are all covered automatically without having to do it manually.

Before we get into the step-by-step for adding money to PayPal, you initially got to decide where you would like that cash to return from. The simplest way is to attach a checking account and transfer from there, but some security risks are involved. It’s much more reliable to link a MasterCard, or if you’re security conscious, you’ll even add cash directly in select locations. Here’s How you can add money to your Paypal account.

How to Add Money to PayPal – Follow the Steps 

  • Navigate to the PayPal website in your browser and check in to your account.
  • Hover your mouse over the “Profile” link, located within the Account tab, and choose “My Money” from the menu.
  • Click “Update” within the Bank Accounts section.
  • Enter your checking account information within the checking account screen fields and click on the “Add Bank Account” button. Follow the prompts provided.
  • Select the “Confirm Instantly” button if you’ve got access to online banking. Otherwise, select the “Confirm in 2-3 Days” button. Follow the prompts to finish the confirmation.

Transfer Money to PayPal

  • Click the “Add Money” link, located under the My Account tab, and click on the “Add Money from a U.S. Bank Account” link.
  • Select your checking account using the “From” menu and enter the quantity you would like to transfer within the “Amount” field.
  • Hit Continue, followed by Submit to start the transfer process.
  • Click the “History” link and click on “Details” next to the transfer to look at its status.

How to Add Money to PayPal with a Debit/Credit Card

PayPal is a  website that permits you to form payments online, accept payments online, and transfer money to your bank accounts. You’ll add money to your PayPal account balance from your checking account or by accepting PayPal payments. You can’t technically add funds to your PayPal account with an open-end credit, but you’ll put an open-end credit on file and use it to form purchases or send payments through PayPal.

Once you add an open-end credit to your PayPal account, you’ll use the PayPal checkout option on websites or send money to other PayPal users without entering your open-end credit information.

Enter PayPal’s website and log in to your account. If you do not own a PayPal account, you’ll register for a free account by clicking Sign Up on the PayPal homepage and following the directions. Once you log in, PayPal will show you to your My Account page.

Click the “Profile” link, located within the top menu bar of your “My Account” page, then select “Add or Edit Credit Card” from the menu. The Add/Edit Credit Card feature operates with both credit cards and debit cards.

Fill out the fields together with your open-end credit information. The name on the open-end credit you increase PayPal must match the name you want to create your account. Select you’re billing address or enter a replacement one, then click the “Add Credit Card” button at rock bottom of the page. PayPal takes you to your “Add/Edit Credit Card” page with a notice to verify that you have successfully added an open-end credit.

How to Add Money to PayPal Using Cash Card

How to Add Money to PayPal using Cash card
How to Add Money to PayPal using Cash card

With PayPal Cash, you’ll add actual cash to your PayPal account at various popular retailers. Unlike other related cash card services, PayPal is allotted almost universally online, infinitely re-loadable, and you do not necessitate to worry about losing a card.

  1. Open your browser and head over to PayPal. Select check-in within the upper right corner.
  2. After you check-in, you will find yourself on your PayPal account summary. Select Transfer Money below your current balance.
  3. PayPal will take you to a replacement screen. Select Add money to your balance.
  4. Select Add cash at a store.
  5. You’ll arrive on a replacement page dedicated to PayPal Cash. Use the dropdown menu to pick a mercantile establishment where you would like to feature your cash. As of now, there are seven retailers, involving 7-Eleven, CVS, and Walmart. They’re all quite common, and you should not have any trouble locating one near you.
  6. There’s also a warning on the page letting you recognize there’ll be a service charge up to $4.95. That fee depends on the quantity you increase your account.
  7. Choose a delivery method for your code. This code identifies you and your PayPal account to use the cash to the proper place. Once you proceed from there, you’ll get your code via your chosen method. The code is merely valid for 48 hours.
  8. Get your code to any location of the retailer you preferred. Give the cashier the code and describe what it’s for. They’ll ask which amount you would like to use for your account. PayPal allows anywhere between $20 and $500.
  9. After you’ve completed your transaction, you’ll immediately receive an email at the address linked to your PayPal account, confirming the funds are added.

If you’re helpless to add money, it could be because:

  • You need first to line up a PayPal Cash or PayPal Cash Plus account.
  • There is a limitation placed on your account.
  • If you receive a mistake message, this feature might not be available for you at this point. You’ll either use the Add cash option (available from the PayPal app) or send your money to the recipient employing a checking account or a debit/credit card.

Another Way: Receiving Money from friends Into Your Paypal Account

This method is quite useful if you are facing an issue adding Money to your Paypal account using a bank account. Instead, you can ask your friend or family to send you Money via Paypal. The Money sent to your Paypal account will automatically be added to your Paypal balance.

Although getting Money is easy, you just have to ensure that the sender has the email address connected to your Paypal account. This will assure that the Money is sent on time and to the correct account.

The only drawback to using this method is that whoever is sending you Money may end up paying a fee to complete the transaction.

However, if your friend has transferred the amount using their own Paypal account or a linked bank account in the same currency, they won’t have to pay any charges. But if a sender sends the Money, use a credit or debit card to transfer Money to your account. Then, they may have to pay a currency conversion fee.


Before you select to use PayPal Cash and PayPal Cash Plus, it’s worth researching to ascertain if alternative providers might serve you better.

For instance, if you’re looking to spend while traveling or like to shop online with international retailers, a TransferWise borderless account could be cheaper. Don’t spend money you don’t need to on high fees. See if you’ll save with TransferWise today.

Leave a Reply