How to Use Afterpay on Amazon

How to Use Afterpay on Amazon
How to Use Afterpay on Amazon

Hey there, shopaholics! Looking to unleash your inner shopaholic on Amazon without worrying about breaking the bank? Well, get ready for a game-changer: Afterpay! It’s like having your own shopping buddy that lets you splurge guilt-free by splitting your payments into manageable chunks. So, grab your virtual shopping cart, and let’s dive into the world of using Afterpay on different websites except for Amazon.

Amazon does not accept After pay payment for purchases made on the web. It does not allow you to split up your Afterpay payment options. Afterpay offer one time use credit card option, and AmazonStore doesn’t allow this type of credit card for anything other than normal credit & debit card. This guide will give you a few people who may ask questions that will clear your mindset related to Afterpay. If you want to use another payment method on Amazon, like PayPal, Check out how to use PayPal on Amazon. This will change your cart because the afterpay option failed, and many products were unavailable for this payment option on Amazon.

Afterpay Overview

Afterpay is a certified payment method based on a buy now, pay later financing model. Moreover, Afterpay lets you avail of its services when you shop online and in-store. If you want to do online purchases, you need to create an account on Afterpay. On any store, you need to install the Afterpay app on your mobile and set up an Afterpay card to use either with Apple Pay & Google Pay at the checkout.

In addition to not performing a credit check when you sign up, Afterpay also conducts a soft credit check. It helps them to understand your financial situation when approving your application. You won’t see a change in your credit score following the soft credit check. You won’t see a negative impact on your credit score if you use Afterpay to buy now pay later services once approved.

Furthermore, Afterpay provides 2 services: Afterpay in 4 services, and Afterpay pay monthly. The monthly pay in 4 services applies to orders valued over $400 with payment spread over 6 to 12 months. Moreover, this offer includes the annual % rate. It is a special offering payment method from Afterpay payments of pay in 4 options.

Why Does Amazon Not Accept Afterpay?

Afterpay is a small kind of payment method than PayPal & Payoneer. And Amazon finds this platform unprofitable. Therefore, it doesn’t contribute to Afterpay. However, several stores use Afterpay to give customers a more flexible payment alternative. But Amazon already draws many people, and this giant e-commerce doesn’t need this method.

Amazon discovered its ideal customers. If anyone continues to shop, Amazon gives them a different payment method available on its website for their items. It claims that tracking payments hinders Amazon’s ability to provide excellent customer service. Additionally, this is a user interface of Afterpay that will show you how it looks like.

Afterpay interface

Are There Any Restrictions on Afterpay?

Yes, there are certain restrictions on the Afterpay payment app. Users must be at least 18 years old, have a valid debit or credit card, and meet other eligibility criteria. Additionally, not all retailers or products may be eligible for Afterpay. So, you may have to visit other websites like eBay and Target to shop for your remaining products.

You cannot contribute to making purchases with Afterpay if you have an open balance on a previous purchase. You are not able to add items to your order if you fall behind on your payments. The other thing is that you will be given a spending limit when you set up your account. You can only raise this spending limit by paying off the balance of your first purchase or the amount you owe. The more you successfully pay off a purchase, the greater your spending limit will become.

How to Use Afterpay Card Online on Amazon

Use Afterpay Card Online on Amazon

Afterpay doesn’t work for Amazon stores; it works for many stores that offer it as a payment option.  You cannot simply login to your Afterpay account for Amazon purchases because you will need to use the virtual credit card option.

Once it is confirmed you have a virtual credit card, log in to your account and choose the one-time use credit card option. Enter your credit card information into the payment field during checkout at Amazon. This will allow you to split up the payment method and use Afterpay like other payment methods. However, this also makes the checkout process longer and more complicated, but keep remembering the card will not work if you attempt to use it again.


Q1: What are the pros and cons of Afterpay?

Store IntegrationLate Payments
Quick ApprovalLess Available Store Options
No Interest FeesCannot Pick Payment Date
Payment PlansFinancial Issues
Less DebtSpending Limits
Buying Options—-

Q2: What form of payment method does Amazon accept?

These are the payment methods that allow Amazon for people to shop:

  • Visa (including the Amazon Rewards Visa Signature Card)
  • Amazon Store Card
  • Amazon Secured Card
  • MasterCard/EuroCard
  • Discover Network
  • American Express
  • Diner’s Club (U.S. billing addresses only)
  • JCB
  • NYCE
  • STAR
  • China UnionPay (credit card only)
  • Visa, MasterCard, or American Express prepaid credit or gift cards

Q3: When will Amazon be back on Afterpay?

AmazonStore gives no official statement or timeline regarding their return to Afterpay. AmazonStore has previously offered Afterpay as a payment option in the United States, but it was discontinued in mid-2020.

It is unclear if and when AmazonStore will return Afterpay as a payment option. However, Amazon regularly reviews and updates its payment options based on customer demand. Customers may check the AmazonWebsite or mobile app from time to time to see if Afterpay has been reintroduced as a payment option.

In the meantime, customers may consider other payment options offered by Amazon, such as credit cards, debit cards, or Amazon gift cards. Additionally, other online retailers offer Afterpay as a payment option, providing customers with more options when shopping online.


In Conclusion, this is all about using Afterpay on Amazon; unfortunately, we can also say that this app does not work for all on Amazon. You can avail of other benefits of Afterpay while shopping on other e-commerce stores and enjoy more products in your cart. But if you still want to shop on Amazon, check out Amazon Web to pay in other methods.

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